Enjoying your most prized jewelry doesn’t mean that you should have to take out a loan to own and enjoy it. That is why there are many exquisite jewelry pieces available that can be both high-end in look and taste, yet affordable. Whether it is a pair of diamond earrings, an opulent necklace or a diamond ring, we have a list of available luxury jewel brands that are high-end but not off the charts in price!

Here are four jewelry brands that provide some very accessible pieces that are affordable, yet beautiful:

#1 Monarc Jewelry

New Zealand-born, Ella Drake founded this beautiful brand, but her ethics focus for her reasonably priced jewelry from 660 dollars USD, provides UK, MZ and international shoppers with the ability to have their necklaces, gold rings, gold-ringed earrings and more with shipping right to one's doorstep. Monarc jewelry also provides customers with the opportunity to buy beautiful L’Ovale Earrings and Eau Lapel Pin, which is licensed by Paris-based, Stephanie Lou.

#2 Danielle Guizio

For those want some very affordable necklaces that bring out your evening wear or day to day threads, Danielle Guizio works with the company, The M Jewelers to bring her beautiful jewelry designs to life. Expect her necklaces to be hovering around the 100 dollar range, which is a great appeal for the general consumer. Guizio's necklaces provide those who are in all walks of life with a chance to enjoy her items, whether or not it is the shimmering lights of Hollywood or Main Street.

#3 Machete

This line of jewelry that were designed by Jennifer J. Machete provides an affordable range of jewelry based out of Atlanta Georgia that may surprise those who were expecting to pay 100 dollars or more on average. Plus, shoppers can expect free shipping on orders over 75 dollars USD. Machete's materials for her rings and large, multipattern and multicolored hoops are handmade in studios located in Italy and France. Her pieces are made of hypoallergertic stainless steel and acetate. And Machete's tortoiseshell collection is one to check out.

#4 Common Muse

For those who are looking to buy some beautiful jewelry that is 100 dollars USD and below, this brand out of Singapore will provide shoppers with minimalistic, yet stylish rings, like the ALMA Stacked Rings (Silver) -- selling for 42 dollars USD. There's also the charming Curved Rod Earrings (Gold), LUNE Curved Earrings and the LUNIS Dome Necklace (Silver).